What Does Turn-Key Mean?

What does turn-key mean?

The term turn-key first started out in the car business.  Car dealers wanted you to turn the key and drive off in your new car.  Over time the housing industry has borrowed the term and has no intentions of giving it back!  In the home building industry turn-key means move in ready.  When your home is completed you turn the key, walk through the door, and start enjoying your new home!

At Pine Ridge Homes, we feel like we’ve mastered the turn-key process.  Through our staff and network of subcontractors we are able to offer you a turn-key home package.  Our home projects require you to move in food, furniture and clothing.  And, if you don’t want to mess with furniture, Pine Ridge is an Ashley furniture dealer as well!

At Pine Ridge Homes, we are on point, not you.  Your lives are busy with work, kids, school, grandkids, etc.  You don’t have time to make trips to flooring stores, Lowe’s or Menards, lumber yards, etc.  We are the builder and we assume those responsibilities.  Our showrooms are a one stop shop.  Anything from trim, to cabinetry, to flooring, etc., is available through our manufacturers and suppliers.  Our turn-key services include items such as foundation work, HVAC, plumbing, electrical, septic systems and wells, interior and exterior finish work, stone or brick applications, construction of garages, porches, decks, breezeways, patios or any other site improvements you may need to complete your home.

Oh, and by the way……our homes are extremely energy efficient and built like a tank.  So yes, Pine Ridge Homes is a one stop shop offering turn-key customized home packages, but we are also building Quality Homes for Quality Living!

So……ready to build a new home with Pine Ridge Homes?  If you would like to learn more give us a call or message us on Facebook to set up an appointment. We look forward to hearing from you and would welcome an opportunity to earn your business!



Floor plans/Design Builders can provide 100’s of sample plans to help guide your home selection. Modular homes are highly customized in their interior and exterior appearances. Full custom modular builders offer design centers with 3D virtual walk through services, and the ability to design from scratch or accept private architect’s rendering. Most custom builders can provide sample plans they’ve built, offer design services, or direct you to plans on the Internet. You can also hire an architect to design your home according to your preference. In either case, full customization is offered. Larger builders/developers offer select plans only for their lots.
Building Codes Homes built in a factory are treated as traditional homes that follow and exceed both state and local building code and regulations. Conventional stick-built homes are subject to the local buildings code and regulations.
Energy Efficiency Part of the over-building process for roadworthiness includes screwing and gluing drywall and sheathing for tensile strength and reduced racking. This creates a tighter building envelope that is draft-resistant and energy efficient Heavier 2×6 exterior walls containing R21 insulation are standard, as are double-pane windows w/ low-E glass. Choices run the full gamut. In order to

compete with the economies of modular building, many stick builders will offer cheap “builder-grade” construction and material finishes. Builder grade insulation packages, windows, house wrap, lead to less efficient homes.

Time Frame This normal timeframe is 4-6 months. There are time savings since construction can begin in the factory at the same time your foundation is being created on your site. Weather has a small impact on the schedule. The normal timeframe is 8-14 months. Since all construction occurs on site, work projects can not start until the previous project is completed. The work schedule is dependent on weather conditions.
Resale Value Off-site built Modular homes increase in value. Once they are completed it is nearly impossible to tell the difference between Conventional stick-built homes and Off-site stick built modular homes. These homes can also be improved or expanded to accommodate new owners preferences. Conventional stick-built homes will increase in value over time. They can be improved and expanded to accommodate new owners preferences.
Appearance The same as any Conventional stick-built home. You can add any style of window, door, wall or architectural feature you prefer. Once completed you cannot tell the difference between Off-site built modular and Conventional stick-built home. The appearance can be customized to the home owner’s preference. Traditional homes can accommodate any architectural preference.
Building Process Assembly-line building in an off-site stick-built factory. This removes delays cause by the weather and vandalism damages. This more efficient process reduces the cost when compared to conventional stick-built homes. The costliest building process which requires almost the entire house to be custom constructed. It will require more people which will take more time since they do not work on the same type of house every day. It is also vulnerable to weather delays and vandalism costs. This process is the most likely to result in damaged building products like warped wood from rain exposure.




I enjoy watching HGTV, DIY and pinning my favorite looks as much as the next person! These creative outlets can lure us in with beautiful ideas. As wonderful as they are, they can be quite costly and we have to choose wisely, keeping our budget in mind.

For example, a very nice client came in to our Benton design center to discuss her future home project. For the purposes of this story we will call her Sally.  Just like most of our clients, Sally was looking for ideas for her kitchen. Cabinet style, cabinet color, islands, flooring, etc. Sally found the PERFECT kitchen on Pinterest. Sally was so excited to finally have that part of the build behind her. The kitchen decision in her mind was done. Sally called me up and scheduled a time that she and I could look over her new kitchen and put her plan into action. When Sally came in she showed me several pictures of the kitchen from every angle. In my mind I was on high alert. Then it happened. Sally asked me my thoughts on the kitchen. When I did not share in her enthusiasm her emotions dropped off the table. It was not the fact if I liked it or not, the fact of the matter was that it was awesome. It was beautiful and perfect for Sally. Unfortunately, I knew something that Sally did not, I knew what this kitchen would cost. I also knew Sally’s budget. So, when I explained the reasons behind my non-excitement of this kitchen that she had clearly taken mental ownership of, her body language changed and her excitement for this kitchen was gone. The facts on her kitchen…… counter tops – $6,000, cabinets – $20,000, appliances – $8,000, backsplash and flooring – $6,500. The total for this kitchen is over $40,000. HGTV, DIY, and Pinterest show you great things but very rarely explain to the Sally’s of the world the cost of these fantastic kitchens, bathrooms, walk-in closets, and living rooms. Affordability can affect people at all levels and it’s important to consult with us during the planning stages of your design.

This story does have a happy ending though, we were able to recreate some of the things that Sally liked in the kitchen and give her a great home that fit into her budget.  And, a home that she and her family will be proud of for many years to come. We can also report that Sally is now famous for being written about and put on Facebook and other social media platforms with her kitchen story. Good for you Sally and don’t ever stop pinning!

We do not sell anything!


A huge misconception about Pine Ridge Homes is that we sell homes, this is simply not a fact.  What we actually do is build homes. When people come in to our Home Centers, we start the education process right from the start. We educate our clients on processes, procedures, materials used, energy efficiency, financing, land readiness, options for inside and outside of the home, and many other things to start their building process. During this time our clients are being educated; we never try to sell you anything. We never try to pressure you in to making a decision. We are your builder, we work for you. We have two major concerns while doing business with our clients, Quality and Integrity. We put everything in writing, and we service what we build. Pine Ridge Homes has been in business over 20 years. We have built hundreds of homes for people and will continue to do so well into the future. Feel free to stop by and visit either one of our Home Centers in Benton or Vandalia. Your home is one of the biggest investments of your life, let us show you what Quality and Integrity really are.

Decisions, Decisions…

One of the greatest fears in life is “decision-making” One of the reasons we fear decision-making is not the fact that we actually made “the decision” but dealing with the consequences and ramifications of making the wrong decision. So how do you make the right decision? We believe it can be summed up in one word, education. When making any decision on any matter, you need to gather as many facts as possible. The more opinions, hear say, and fake news you have the less you know about that particular subject. What we do at Pine Ridge Homes is educate you on our building process. We educate you on how you can stretch your dollar without sacrificing quality. We educate you on our efficient green building techniques. The education that we provide for you, and the facts that we share with you will help you make a well-informed decision on one of the biggest purchases in your life.

We are going to be discussing some informational topics over the next couples of months and would love your feedback. We invite you at any time to reach out to us with questions, comments, and critiques so we can better help our customers.


A Leader in Factory Construction

Pine Ridge Homes…….a leader in factory construction and THE premier builder in downstate Illinois for turn-key residential construction.

Did you know?
-Pine Ridge Homes transitioned into drywall, steeper roof pitches, basement frames, and site improvement services before any other factory home competitor/retailer in Southern Illinois.
-Pine Ridge Homes formed relationships with local banks years ago and offered more competitive financing packages for our customers while other competitors relied on national lenders and brokers despite higher closing costs and interest rates for their customers.
-Pine Ridge Homes introduced factory suppliers that offered floor plan customization far before our competitors.  While others picked from decor boards…we designed homes specific to our clients.
-Pine Ridge Homes started competing with traditional site construction years ago due to our flexibility of residential offerings, competitive financing packages, and turn-key home packages including initial dirt work and concrete, to utilities, on site carpentry, custom flooring, brick or stone exteriors…all the way through finish painting and cleaning crews.
-Pine Ridge has been building with modular construction for the past 15 + years offering more value and better long term investments for our customers.
-Pine Ridge has been building with 100% modular factories for almost a decade.  Higher build of materials, higher appraisal values, total customization, name brand products such as Anderson, Tyvek, Owens Corning, Kohler and Delta to name just a few……are all a result of the suppliers we choose.  Our factories offer more product benefits to the customer and separate us from the competition.
-Pine Ridge has always built our business on service during and after the sale.  No one is perfect.  So we go the extra mile with service technicians and our reputable business partners to ensure customer satisfaction, quality products, and follow up with our customers if needed.
-Pine Ridge Homes has been using in house architectural software for the past several years.  We’ll meet with you, discuss wants and needs and learn about your family; then design a plan specific for you and have our factories build it.  Your dream home can be your reality.
Do you see any trends?
Pine Ridge Homes is a leader in the industry.  We research, we innovate, we change and adapt to better serve our customers.  We care about how you spend your hard earned dollars.  We want you to be satisfied and happy with your decision to choose Pine Ridge Homes as your builder of choice.  We want to look out for your investment and we take pride in our work and pride in the quality of the end product that we provide for families throughout Illinois, Indiana, and Missouri.  “Quality Homes for Quality Living” is not just a slogan, it’s what we strive for every day.
Come tour our model homes and see what we can do for you.  We would appreciate an opportunity to earn your business.
God Bless.


interest rate blog image

Interest rates are on the rise.  No, rates shouldn’t shoot up overnight.  But, consider this….  rates have gone from 2 ½ -3% for a long term fixed rate a couple of years ago, to a little over 4% now.  Rates have been creeping up over the past several months.  Even with those increases, rates remain very attractive.  However, experts say that rates will most likely continue to creep up and probably hit 5% sometime next year.

As a future homeowner, it’s a great time to build.  Lower long term fixed rates make purchasing a new home more affordable.  Now is the time to lock in your permanent mortgage before rates continue their upward trend.

If you are thinking about a new home but not sure if you have enough of a down payment, then we encourage you to talk to a lender.  Which is correct? “Save more cash for a down payment” versus “buy now at current rates?”  Certainly the more cash you are able to put down towards a new home purchase the better your equity position.  But…..how much more money can you actually save prior to the next interest rate hike(s)?  There are some great low down payment programs available for buyers.  It can take a long time to save more money.  By the time you think you might be in a better cash position to buy, the extra expense associated with higher interest rates may mean you can’t afford as much home.  Research is the key and we are here to assist you with the buying process however we can.

We hope you find these insights helpful as you consider a new home purchase.  We are here to assist you however we can and hope you’ll consider Pine Ridge Homes as your builder of choice!


The Pine Ridge Team